Membership

Membership to MBCFCU is open to any employee or member of Messiah Baptist Church who is an immediate family member or part of the same economic unit.

Immediate Family Member: Spouse, child, sibling, parent, grandparent, or grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships.

Household Unit: Persons living in the same residence maintaining a single economic unit.


History & Mission 

October 30, 1973, to present

As we reflect upon more than fifty years of credit union service, Messiah recognizes that through the prosperous and slow times, God and our membership have helped us to succeed.

Messiah Baptist Church Federal Credit Union was the vision of the late Reverend Harry L. Batts. Under Reverend Batts, we:

  • Held the first organization meeting on October 16, 1973

  • October 30, 1973, credit union charter #21440 was approved

  • January 08, 1974, first elected officers

  • August 17, 1974, the first loan for $200 was approved.

  • March 18, 1984, James Foster was elected as the fifth president of the credit union.

  • In 1995, the credit union joined SCUPP (Small Credit Union Partnership Program)

  • January 1996, the credit union began computer processing of all accounts. They used the CUSA system

Under the leadership of a new and vibrant board, Messiah continued to grow. Some milestones of our progress and success are:

  • August 2004, Messiah Baptist Church became the official sponsor of the credit union.

  • October 28, 2023, Messiah Baptist Church Federal Credit Union celebrates 50 years of service

  • November 3, 2024, Messiah converted to a new data processing system that allows for the expansion and growth of the credit union while supporting a host of new products and services.

  • October 2025 was the starting point of the credit union’s Checking Accounts. Other products driven by the checking service are:

    • Money Orders

    • Money Market Accounts

    • Direct Deposit

    • Mobile Banking

    • Debit Cards

2026 has seen the introduction and further expansion of other loan and savings products. Our goal is the continued development of products and services requested and needed by our membership.

Messiah has always viewed the universal credit union philosophy of “People Helping People” as an honorable mission. To consistently fulfill this mission, all of our resources must be channeled into serving our members and providing them with financial freedom by way of smart financial products, focusing on a holistic experience through superior service.

“Prosperity” is a positive word that can be defined by each individual member based on their own financial goals. It resonates with the hard-working spirit of our members who are channeling their efforts into creating a better quality of life. Messiah Baptist Church Federal Credit Union will continue to assist its members in achieving that goal.


Our Team

Board of Directors

  • Dana P. Owens - Chair

  • Tamara Roberson - Vice Chair

  • Etta Alexander - Secretary

  • Shanae Montgomery - Treasurer

  • Veronica Thomas - Director

  • Krystal Brooks - Director

  • Mildred Evans - Director

Supervisory Committee

  • Felecia Adams - Chair

  • Mildred Evans - Member

  • Denise Monroe - Member

Credit Committee

  • Geraldine Sloan - Chair

  • Mildred Evans - Member

  • Shanae Montgomery - Member

Governance Committee

  • Jacqueline Montgomery - Chair

  • Asset Liability Management - Committee

  • Eddie Daniels - Chair

  • Shanae Montgomery - Member

  • Kenneth Buren - Member

Loan Officers

  • Eddie W. Daniels

  • Geraldine Sloan

Staff

  • Eddie W. Daniels President/CEO

  • Kenneth Buren, VP Technology

  • Geraldine Sloan Member Service Rep


Privacy Notice

MBCFCU is committed to preserving and protecting the confidentiality of its members' personal information. We are committed to the following policy:

Categories of Information That We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms, such as your name, address, Social Security number, assets, and income.

  • Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.

  • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Categories of Information That We Disclose

We do not disclose any nonpublic personal information about our members or former members to anyone, except as required by law.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. 


New Account Procedures

We follow the procedures outlined in the USA Patriot Act. Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for name, address, date of birth, Social Security number, and may ask for your driver's license in an effort to help the government fight the funding of terrorism.


Equal Opportunity for All

In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability.

To file a complaint of discrimination, write to:

U.S. Department of the Treasury,

Director, Office of Civil Rights and Equal Employment Opportunity

1500 Pennsylvania Avenue, N.W.,

Washington, DC 20220;

or send an e-mail to: crcomplaints@treasury.gov.

De acuerdo a lo establecido por las leyes federales y las políticas del Departamento del Tesoro esta organización no puede discriminar por causa de raza, color, origen nacional, sexo, edad, o porque una persona tiene impedimentos.

Para presentar una queja sobre discriminación, escriba a:

U.S. Department of the Treasury,

Director, Office of Civil Rights

and Equal Employment Opportunity

1500 Pennsylvania Avenue, N.W.,

Washington, DC 20220;

o envíe un correo electrónico a: crcomplaints@treasury.gov.

Logo for the department of the Treasury, Washington D.C.