Lending Products
For our lending products, all applications are subject to review and approval by the credit committee. All information is kept confidential. Business is conducted in compliance with federal and state law. Read our privacy statement here.
Start a loan application here. A representative from MBCFCU will respond in 24 hours.
Loans
Signature Loans
This can be customized to fit every budget and can fund a variety of uses, such as fixing your car, home repairs, buying a computer, and more.
Share Secured Loans
Borrowing against funds in your Share Account has the lowest interest rate. As you borrow, you can also earn interest on your shares.
Special Loan Programs
Big Loan Payoff
Most of us struggle with consumer debt. But there is a solution. Eliminate debt while saving with the BIG Loan Payoff Loan Program.
Do you have $15,000 in consumer debt? Consider this incentive program to help you eliminate debt.
To Enroll
Complete the Debt In Focus Form. Contact us to get the form.
A representative will respond within 24 hours.
Holiday Loan Relief
If you've added debt during this holiday season or need additional funds to meet your monthly expenses, consider this loan. With the maximum term on this loan at 12 months and with our low interest rates, you'll certainly have your holiday relief!
Fees & Rates
Fees
Loan Application Fee: A $5 fee is charged to pull a credit report for all loan applications.
Loan Rates
Rates are determined periodically by the Board of Directors.
Special Loan Program Rates are based on the Signature and Share Loan Rates. Actual rates under Special Loan Programs may vary, given the specifics of the program.
| Loan Type | APR* |
|---|---|
| Signature Loan | 7.99%¹ |
| Fully Secured Loan | 2.99% |
| New Auto Loan | 5.99%¹ |
| Used Auto Loan | 6.99%¹ |
| Home Equity Loan | 5.99%¹ |
Loan amount and term is subject to underwriting approval from the credit committee.
1. Based on individual credit worthiness